Professional & Personal Liability Insurance

Professional liability insurance (PLI), also called professional indemnity insurance (PII) but more commonly known as errors & omissions (E&O) in the US, is a form of liability insurance which helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit.

The coverage focuses on alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by the policyholder.

These are causes for legal action that would not be covered by a more general liability insurance policy which addresses more direct forms of harm. Professional liability insurance may take on different forms and names depending on the profession, especially medical and legal, and is sometimes required under contract by other businesses that are the beneficiaries of the advice or service.

GGAIG Focus in 3 Areas

It’s very simple. GGA provides a unique level of analytical service to assure that our customers have the exact right policies and coverages that they need to address their real risks. We help you save by not selling you coverage you don’t need, and also better understand your risk conditions to fill gaps that your current coverage missed.

Professional Liability

Coverage For Professionals Of All Types

• Architects and Engineers
• Contractors Professional
• Attorneys
• Medical Malpractice
• Real Estate E & O

General Liability

For Business & Retail

• Offices & Buildings
• Retail Stores
• Warehouses
• Strip & Shopping Malls
• Public Spaces & Venues

Umbrella Liability

Liability Coverage Of All Types

• Personal
• Commercial
• Limits from 1 Million to 500 Millions

Let’s discuss your business needs.

We will guide you all the way and provide the best solutions